New Jersey is a no fault state
This means, your medical bills can be paid under any of the following scenarios:
- Your own automobile insurance company will pay.
- You could be a “resident relative”.
- Your own medical insurance can pay.
- You may be eligible through car owner’s policy.
Lost Wages is an included benefit.
Personal Injury Protection provides coverage under a standard policy of up to $250,000.00. These includes Loss of Income as a result of an accident. For each week that you were out of work, out on disability due to the accident, you will need a doctor’s medical report to prove to the insurance company why you were unable to work.
This includes your loss of wages, bonuses, promotions and other other economic damage you can substantiate with medical and expert reports. Your economic loss may be determined by an expert economist who will use Depart of Labor and other statistical tools to determine your eligibility and loss of income.
The loss of income, especially the future economic loss requires expertise that an experienced car accident attorney can provide.
What does no fault mean?
New Jersey offers Personal injury protection with “no-fault” coverage. This means that regardless of which driver was at fault, some of the medical expenses for the policyholder and others in the policyholder’s car may be covered by insurance. In most case, your attorney will be able to guide you on which specific provision or provisions applies in your case.
Injured? We Can Help!
Are you someone who has been injured due to negligence of someone else’s fault? It is important that you understand New Jersey laws to make a proper and full claim for your injuries, pain and suffering and property damage.
What if I Cannot Afford a Lawyer?
All the lawyers in our referral program work on contingency fee basis. This means, that the lawyer only gets paid if they recover money for you from the insurance company.
Each Case is Different!
Your case may be impacted by “serious injury” threshold or the traditional insurance coverage for the healthcare. Another factor that may impact your case can be the New Jersey’s “modified comparative fault” rules. Statute of limitations can restrict the filing of your claims and recovery. Simply put, each accident, each claim, each injury is unique to it’s set of circumstances. And all of these factors impact your ultimate medical and legal recovery.
Understanding all these issues and navigating can be difficult for an average person.
Finally, getting timely advice from an experienced personal injury attorney can make difference in the ultimate recovery of your claim.
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