No-Fault Car Accident Laws in New Jersey

Free legal Advice from Experienced New Jersey Auto Accident Lawyers

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Free legal Advice from Experienced New Jersey Auto Accident Lawyers

Injured in a Car Accident? We Can Help!

Are you someone who has been injured due to negligence of someone else’s fault? It is important that you understand New Jersey laws to make a proper and full claim for your injuries, pain and suffering and property damage.

Table of Contents

New Jersey is a No-fault Insurance State

In NJ, if you are injured in a car acci­dent, your auto insur­ance car­ri­er is respon­si­ble for pay­ing dam­ages regard­less of fault. NJ 11:3–4.3 Per­son­al injury pro­tec­tion ben­e­fits applic­a­ble to basic and stan­dard policies:

  • (a) Per­son­al injury pro­tec­tion cov­er­age shall pro­vide reim­burse­ment for all med­ical­ly nec­es­sary expens­es for the diag­no­sis and treat­ment of injuries sus­tained from a cov­ered auto­mo­bile acci­dent up to the lim­its set forth in the pol­i­cy and in accor­dance with this subchapter.
  • (b) Per­son­al injury pro­tec­tion cov­er­age shall only pro­vide reim­burse­ment for clin­i­cal­ly sup­port­ed nec­es­sary non-med­ical expens­es that are pre­scribed by a treat­ing med­ical provider for a per­ma­nent or sig­nif­i­cant brain, spinal cord or dis­fig­ur­ing injuries.

You may be eligible for up to $250,000 from an auto insurance company to pay for ambulance, medical care by a specialist, hospital, prescriptions, your lost time from work, transportation and your complete medical treatment.

As a victim of someone’s negligence, you are all entitled to recover monetary damages for your pain and suffering.

Law also entitles you to get full value for your property damages.

You can also rent a car rental while your own car is being repaired.

What if I Cannot Afford a Lawyer?

All the lawyers in our referral program work on contingency fee basis. This means, that the lawyer only gets paid if they recover money for you from the insurance company.

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Were you or a loved one involved in a Car Accident ?

  • Seek Med­ical Care As Soon As Possible
  • Noti­fy the Insur­ance Provider if your Loved One Cannot
  • Be Aware of Time Lim­its to Your Finan­cial Claim
  • Pro­tect the Legal Rights

Our Attorneys Can Help, No Matter the Injury

  • Bro­ken Bones: Per­son­al injury cas­es often involve bro­ken bones sus­tained from acci­dents like slips, falls, or car col­li­sions, lead­ing to poten­tial long-term pain and impaired mobility.
  • Facial Injuries: Per­son­al injuries to the face, such as lac­er­a­tions or frac­tures, can result from var­i­ous inci­dents like dog bites or vehi­cle crash­es, caus­ing both phys­i­cal and emo­tion­al distress.
  • Neck Injuries: Whiplash or oth­er neck injuries stem­ming from car acci­dents or work­place inci­dents can cause last­ing dis­com­fort and may require exten­sive med­ical treat­ment or rehabilitation.
  • Back Injuries: Per­son­al injury vic­tims can expe­ri­ence back injuries like her­ni­at­ed discs or spinal cord dam­age due to acci­dents, often result­ing in chron­ic pain and reduced qual­i­ty of life.
  • Child Injuries: Young chil­dren may suf­fer per­son­al injuries, such as head trau­ma or bro­ken bones, in acci­dents like play­ground mishaps or car crash­es, caus­ing emo­tion­al and finan­cial strain on families.
  • Wrong­ful Death: The trag­ic loss of a loved one due to some­one else’s neg­li­gence or wrong­ful act can lead to per­son­al injury claims for wrong­ful death, help­ing fam­i­lies seek jus­tice and finan­cial com­pen­sa­tion for their loss.

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