No-Fault Car Accident Laws in New Jersey

Your Rights
If you have been injured in New Jersey, you have legal and medical rights under the "No-Fault" laws of New Jersey.

 

Your Legal & Medical Rights After a Car Accident
As a victim of someone's negligence, you can recover monetary damages for your pain and suffering.  You may be eligible for up to $250,000 from an auto insurance company to pay for ambulance, hospital, prescriptions, your lost time from work, transportation and your medical treatment.  You can also claim full value for your property damage.  You may also rent a car while your own vehicle is being repaired.  Legal funding companies may also immediately advance you cash while you are waiting for resolution of your claims.

Money Damages
This is compensation for injuries to pay for medical expenses, loss of pay due to not being able to work and pain and suffering.

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Up to $250,000.00 Personal Injury Protection
Get immediate medical attention for your injuries close to your home or work; if eligible.

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Ambulance
Emergency medical transportation to hospital

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Prescriptions
Your medical care prescriptions

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Lost Wages Due To Car Accident
Money you may recover for time missed from work.

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Transportation
If you are unable to drive for medical treatment, your transportation is paid by insurance.

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Property Damage
Law entitles you to get full value for your property damages.

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Car Rental
New Jersey is a No-Fault State. Understand the No-Fault Rules.

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A Personal Injury Lawyer Can Help
The laws on personal injuries as a result of car accidents can be complicated. Additionally, the facts of each case are unique. Time is of the essence.  The burden of proving negligence is on the injured party.  An attorney may have to provide evidence from several sources, requiring expert witnesses, to prove that a driver wrongfully caused your injuries. An experienced car accident attorney can review the facts and determine the best way to prove your case.

What is Your Case Worth?
Here's everything you need to know to arrive at a dollar value for your car accident claim.

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Car Accident Settlements
Chances are, your car accident case will settle rather than be resolved in court!

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How an Attorney Can Help With Your Car Accident Claim?
Learn how an experienced lawyer can be crucial to getting a satisfactory resolution to your claim.

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Is Pain and Suffering Awarded in a "Minor" Car Accident?
Even after a seemingly minor crash, your claim will likely include a "pain and suffering" component.

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Accident Lawsuit Funding
Cash advance within 24 hours of getting your case documentation.

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No-Fault Car Insurance and State Laws
New Jersey is a No-Fault State. Understand the No-Fault Rules.

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Medically Necessary PIP Benefits in New Jersey

Eligible $250,000 “Medical Expenses”
“Medical expenses” is defined as “reasonable and necessary expenses for treatment or services as provided by the policy, including medical, surgical, rehabilitative and diagnostic services and hospital expenses, provided by a health care provider licensed or certified by the state or by another state or nation, and reasonable and necessary expensesfor ambulance services or other transportation, medication and other services as may be provided for, ...and also including any non-medical or remedial treatment rendered in accordance with a recognized religious method of healing.”

To be payable by PIP, medical expenses must be reasonable and “medically necessary”
“Medically necessary” is defined as “that the treatment is consistent with the symptoms or diagnosis, and treatment of the injury (1) is not primarily for the convenience of the injured person or provider, (2) is the most appropriate standard or level of service which is in accordance with standards of good practice and standard professional treatment protocols..., and (3) does not involve unnecessary diagnostic testing.”

Notice of claim
The car insurance process begins with filing the Notice of Claim. Learn about the process of filing the the notice of claim and when must the company start paying for the benefits?

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Pre-certification
What is Pre-certification and decision point review?

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What can a medical provider charge/be reimbursed?
The amount that a provider can be reimbursed for a certain charge is broken down into three different regions of the state.

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Resolution of disputes
If an insured or medical provider seeks the recovery of bills which were denied or “underpaid”?

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Directory of Medical Care Providers in New Jersey

Experienced Medical Care After an Accident?
Why getting medical attention right after after a car accident is so import?

What is the Goal?

Not every accident produces an injury.  It is not uncommon for accident victims to leave the scene of the accident feeling that they were uninjured and then wake up the next day or two days later with extreme soreness, tightness or muscle spasm.

A study in the Journal of Bone and Joint Surgery stated that “…an individual involved in a motor vehicle accident is nearly 7-times more likely to suffer neck degeneration within 7-years of the accident…” than individuals that have not been involved in an auto accident.

The goal of immediate medical care is to return the injured to complete, healthy function thereby reducing this increased risk of long term pain.

Search for Acupuncturist Evaluation

How Can Acupuncture Help Me to Get Better Faster?

Acupuncture treats pain by activating the body’s "self healing capacity." Acupuncture increases the circulation in the body and damaged tissues. This Increased circulation restores the tissues to a normal state faster, increasing flexibility and reducing pain.

Search for Chiropractic Evaluation

How Can Chiropractic Care Help With Auto Accident Injuries?

A chiropractor can treat neck injuries (whiplash), back injuries, soft tissue injuries.  Chiropractors specialize in complementary and alternative medicine. They diagnose, treat, and prevent disorders of the neuromusculoskeletal system. A chiropractor will use manual techniques to manipulate the positions of vertebrae to alleviate pain and maintain correct positions.

Search for Dental Evaluation

What is Dental Trauma?

Dental trauma usually occurs from a direct hit to your mouth or jaw after a car accident.  Temporomandibular joint disease, TMJ, is a painful condition which carries the same symptoms as whiplash.  A reconstructive  dentist experienced with, auto accidents and trauma victims can easily recognize signs of trauma in the mouth.

Search for Dietician’s Evaluation

Can a Dietician Help Me?

Have you have gained weight as a result of an accident? Sometimes following a head injury, you may not be as physically active as you used to be. It is not uncommon for people to gain weight following a head injury. The dietitian or nutritionist will help you to a more healthier diet and get rid of that extra weight.

Search for ENT Evaluation

Do I need an Ear, Nose and Throat Doctor (ENT)?

After a car accident, you may smash your nose or suffer a blow to the front part of your head. As a result of this, you may experience difficulty breathing because the cartilage in the nose has been crushed.  This may require that you see an ear, nose and throat Specialist.

Search for Internist’s Evaluation

Who is an Internist?

An Internist is your primary care doctor.  Internist deals with the complex interaction of systems inside your body.  As a result of an accident if you need surgery a primary care doctor has relationships with hospitals, emergency rooms, and specialists and surgeons, and will facilitate and coordinate the care.

Search for Neurologist Evaluation

How can a Neurologist Help Me after a Car Accident?

Pain from trauma may be caused by a sudden jolt such as a car accident or other stress on spinal bones and tissues. Symptoms may range from muscle ache to shooting or stabbing pain, limited flexibility and/or range of motion, or an inability to stand straight. Occasionally, pain felt in one part of the body may “radiate” from a disorder or injury elsewhere in the body. Some acute pain syndromes can become more serious if left untreated.

Search for Orthopedic Evaluation

Who is a Orthopedic Surgeon?

Orthopedic doctors are specialists in treating all aspects of the spine and the musculoskeletal system. Many orthopedists further specialize in the back, neck, shoulder, elbow, spine, hip or knee.

If you have suffered injuries that require a specialist to help you recover, it is best to seek immediate help.

Search for Pain Management Evaluation

Why do I need Pain Management Doctor?

A car accident or any abrupt jerking motion to the head and neck -- and suddenly you have serious neck, shoulder, back pain. Standard X-rays of the neck may not show any injuries.  The feeling of physical pain can vary greatly -- mild, sharp, severe, dull.  Pain medicine doctors are experts at diagnosing why you are having pain as well as treating the pain itself. Some of the more common pain problems they manage include: arthritis, back and neck pain, cancer pain, nerve pain, migraine headaches and phantom limb pain.

Search for Psychological Evaluation

Why do I need Psychologist?

A Psychologist is a neuropsychologist with specialized training in how brain injures can effect human behavior. The Psychologist performs tests that are designed to measure the effects of a brain injury. This testing will locate areas of the brain that may be damaged. Recovering from a head injury is stressful and may also require counseling to help the head-injured person and immediate family members to deal with the recovery process.

Search for Physiatrist Evaluation

Who is a Physiatrist?

Physiatrist is a physician specializing in physical medicine and rehabilitation.  You should discuss any questions or concerns you have with a physiatrist (rehabilitation specialist) or the rehabilitation team. It is important to mention new problems as they develop. New problems could be the result of car accident.

Search for Physical Therapist Evaluation

Why do I need Physical Therapy after a Car Accident?

Physical therapists are licensed health care professionals who can help patients after a car accident, reduce pain and improve or restore mobility.  Physical therapy is the primary method for repair and strengthening of damaged tissue and for avoiding excessive scar growth.

Search for Plastic Surgeon’s Evaluation

Why do I need Plastic Surgeon due to a Car Accident?

After you have healed and recovered from the trauma of car accident, a plastic surgeon may be necessary to help you cover the scars and bumps, etc. as a result of surgery or the accident itself.  A plastic surgeon is a person who performs these procedures.

Search for Occupational Therapist Evaluation

Why do I need Occupational Therapy after a Car Accident?

After a car accident, especially, if you have suffered head injury, a occupational therapist can help you with  high-level thinking and motor skills necessary for you to work fully at home and at work.

Search for Radiologist

Why do I need Radiologist after a Car Accident?

Radiologist is a physician who specializes in reading X-rays, CT Scans or MRI's. A radiologist will diagnose  your medical condition using X-ray or other imaging equipment. Your physician or specialist will refer you to a radiologist.

Search for Recreation Therapist Evaluation

Role of a Recreational Therapist after a Car Accident?

A Recreational Therapist is an expert who will work to bring your life back to normal as it was before the accident.  The goal of a recreational therapist is to help people reclaim the enjoyable parts of their life.

Search for Speech Therapist Evaluation

Who is a Speech Therapist?

A speech therapist has specialized training in the diagnosis and treatment of a variety of speech, voice, and language disorders. Sometimes after a traumatic brain injury (TBI), people can have cognitive problems as well as communication problems, which can impair their ability to live independently.  In such cases, an intervention by a speech therapist may be necessary.

Search for Social Worker Evaluation

Who is a Social Worker?

A Social Worker is a trained professional who works with patients to develop plans after they leave the hospital.  It is part of their training to help the patient and family members to cope with their medical problems after they get back to daily routines of living at home and employment.

Search for Vocational Rehab Councellor’s Evaluation

Who is a Vocational Rehabilitation Counselor?

Vocational Rehabilitation Counselor is a trained specialist will assist you with a successful return to work, school, or volunteering after a car accident. They will provide guidance for work space modifications and accommodations and may even work directly with the employers.  If you have been involved in a significant car accident, the experience and expertise of a Vocational Rehabilitation Counselor will make a significant difference in the outcome of your work life.

Medical Care After An Auto Accident in NJ

Up to $250,000 in medical benefits.
Have you been injured in an automobile accident in New Jersey?  You are entitled to medical care regardless of who is at fault.  These benefits from an auto insurance company help you pay for ambulance, hospital, prescriptions, your lost time from work and your medical treatment.  To help you get better and to pay for these benefits, you must get evaluated by a medical professional as soon as possible after the accident.

Types of Injuries
There is a range of injuries you can suffer as a result of a car accident, either as a passenger or driver.

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Directory of Providers
Locate experienced medical providers who accept car insurance.

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Medical Benefits
Learn about the process and your medical benefits under No-Fault Laws of New Jersey.

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Pain or Discomfort?

Are you experiencing pain or discomfort due to the auto accident?

Legal Questions?

Speak to an experienced auto accident attorney now!

Why is Immediate Medical Care After a Car Accident Important?

Experienced Medical Care After an Accident?
Why getting medical attention right after after a car accident is so import?

What is the Goal?

Not every accident produces an injury.  It is not uncommon for accident victims to leave the scene of the accident feeling that they were uninjured and then wake up the next day or two days later with extreme soreness, tightness or muscle spasm.

A study in the Journal of Bone and Joint Surgery stated that “…an individual involved in a motor vehicle accident is nearly 7-times more likely to suffer neck degeneration within 7-years of the accident…” than individuals that have not been involved in an auto accident.

The goal of immediate medical care is to return the injured to complete, healthy function thereby reducing this increased risk of long term pain.

Neck Injuries
Car accidents can result in neck injury ranging from mild whiplash and neck strain, to more serious like cervical dislocation and disc herniation.
Brain and Head Injuries
One of the most common injury suffered by drivers and passengers is an acquired brain injury caused by the head being hit or hitting an object violently (called a traumatic brain injury).
Back Injuries
The most common form of injury in a car accident is to the lower back. This includes sprains and strains, herniated discs and fractured vertebrae. Back injury can cause long lasting pain and discomfort. These injuries can cause pain and limit mobility. Often, the symptoms of even the most serious back injuries can take a while to appear after an accident.
Internal Injuries
As a result of a vehicle accident, the victims could suffer internal injuries including, injuries to bowels, kidneys, spleen, liver, lungs, heart or any of the internal systems. Fractured ribs are also common, causing punctured lungs and other damages to internal organs. Internal injuries are life threatening and should be treated by a medical professionals immediately.
Facial Injuries
Injuries to the face are common in a car accident. These can be caused by the steering wheel, dashboard, airbag, windshield, side window, car seats or shattered glass.
Psychological Injuries
Auto accidents involving severe injuries and even loss of life, can result in drivers and passengers suffering short or long-term psychological injuries. These are classified as emotional stress, post traumatic stress disorder (PTSD), persistent anxiety and depression. These psychological injuries as a result of an accident can impact every aspect of the victim's life.

Search for Free Acupuncturist Evaluation

How Can Acupuncture Help Me to Get Better Faster?

Acupuncture treats pain by activating the body’s "self healing capacity." Acupuncture increases the circulation in the body and damaged tissues. This Increased circulation restores the tissues to a normal state faster, increasing flexibility and reducing pain.

Search for Free Chiropractic Evaluation

How Can Chiropractic Care Help With Auto Accident Injuries?

A chiropractor can treat neck injuries (whiplash), back injuries, soft tissue injuries.  Chiropractors specialize in complementary and alternative medicine. They diagnose, treat, and prevent disorders of the neuromusculoskeletal system. A chiropractor will use manual techniques to manipulate the positions of vertebrae to alleviate pain and maintain correct positions.

Search for Free Dental Evaluation

What is Dental Trauma?

Dental trauma usually occurs from a direct hit to your mouth or jaw after a car accident.  Temporomandibular joint disease, TMJ, is a painful condition which carries the same symptoms as whiplash.  A reconstructive  dentist experienced with, auto accidents and trauma victims can easily recognize signs of trauma in the mouth.

Search for Free Dietician’s Evaluation

Can a Dietician Help Me?

Have you have gained weight as a result of an accident? Sometimes following a head injury, you may not be as physically active as you used to be. It is not uncommon for people to gain weight following a head injury. The dietitian or nutritionist will help you to a more healthier diet and get rid of that extra weight.

Search for Free ENT Evaluation

Do I need an Ear, Nose and Throat Doctor (ENT)?

After a car accident, you may smash your nose or suffer a blow to the front part of your head. As a result of this, you may experience difficulty breathing because the cartilage in the nose has been crushed.  This may require that you see an ear, nose and throat Specialist.

Search for Free Internist’s Evaluation

Who is an Internist?

An Internist is your primary care doctor.  Internist deals with the complex interaction of systems inside your body.  As a result of an accident if you need surgery a primary care doctor has relationships with hospitals, emergency rooms, and specialists and surgeons, and will facilitate and coordinate the care.

Search for Free Neurologist Evaluation

How can a Neurologist Help Me after a Car Accident?

Pain from trauma may be caused by a sudden jolt such as a car accident or other stress on spinal bones and tissues. Symptoms may range from muscle ache to shooting or stabbing pain, limited flexibility and/or range of motion, or an inability to stand straight. Occasionally, pain felt in one part of the body may “radiate” from a disorder or injury elsewhere in the body. Some acute pain syndromes can become more serious if left untreated.

Search for Free Orthopedic Evaluation

Who is a Orthopedic Surgeon?

Orthopedic doctors are specialists in treating all aspects of the spine and the musculoskeletal system. Many orthopedists further specialize in the back, neck, shoulder, elbow, spine, hip or knee.

If you have suffered injuries that require a specialist to help you recover, it is best to seek immediate help.

Search for Free Pain Management Evaluation

Why do I need Pain Management Doctor?

A car accident or any abrupt jerking motion to the head and neck -- and suddenly you have serious neck, shoulder, back pain. Standard X-rays of the neck may not show any injuries.  The feeling of physical pain can vary greatly -- mild, sharp, severe, dull.  Pain medicine doctors are experts at diagnosing why you are having pain as well as treating the pain itself. Some of the more common pain problems they manage include: arthritis, back and neck pain, cancer pain, nerve pain, migraine headaches and phantom limb pain.

Search for Free Psychological Evaluation

Why do I need Psychologist?

A Psychologist is a neuropsychologist with specialized training in how brain injures can effect human behavior. The Psychologist performs tests that are designed to measure the effects of a brain injury. This testing will locate areas of the brain that may be damaged. Recovering from a head injury is stressful and may also require counseling to help the head-injured person and immediate family members to deal with the recovery process.

Search for Free Physiatrist Evaluation

Who is a Physiatrist?

Physiatrist is a physician specializing in physical medicine and rehabilitation.  You should discuss any questions or concerns you have with a physiatrist (rehabilitation specialist) or the rehabilitation team. It is important to mention new problems as they develop. New problems could be the result of car accident.

Search for Free Physical Therapist Evaluation

Why do I need Physical Therapy after a Car Accident?

Physical therapists are licensed health care professionals who can help patients after a car accident, reduce pain and improve or restore mobility.  Physical therapy is the primary method for repair and strengthening of damaged tissue and for avoiding excessive scar growth.

Search for Free Plastic Surgeon’s Evaluation

Why do I need Plastic Surgeon due to a Car Accident?

After you have healed and recovered from the trauma of car accident, a plastic surgeon may be necessary to help you cover the scars and bumps, etc. as a result of surgery or the accident itself.  A plastic surgeon is a person who performs these procedures.

Search for Free Occupational Therapist Evaluation

Why do I need Occupational Therapy after a Car Accident?

After a car accident, especially, if you have suffered head injury, a occupational therapist can help you with  high-level thinking and motor skills necessary for you to work fully at home and at work.

Search for Radiologist

Why do I need Radiologist after a Car Accident?

Radiologist is a physician who specializes in reading X-rays, CT Scans or MRI's. A radiologist will diagnose  your medical condition using X-ray or other imaging equipment. Your physician or specialist will refer you to a radiologist.

Search for FREE Recreation Therapist Evaluation

Role of a Recreational Therapist after a Car Accident?

A Recreational Therapist is an expert who will work to bring your life back to normal as it was before the accident.  The goal of a recreational therapist is to help people reclaim the enjoyable parts of their life.

Search for Free Speech Therapist Evaluation

Who is a Speech Therapist?

A speech therapist has specialized training in the diagnosis and treatment of a variety of speech, voice, and language disorders. Sometimes after a traumatic brain injury (TBI), people can have cognitive problems as well as communication problems, which can impair their ability to live independently.  In such cases, an intervention by a speech therapist may be necessary.

Search for Free Social Worker Evaluation

Who is a Social Worker?

A Social Worker is a trained professional who works with patients to develop plans after they leave the hospital.  It is part of their training to help the patient and family members to cope with their medical problems after they get back to daily routines of living at home and employment.

Search for Free Vocational Rehab Councellor’s Evaluation

Who is a Vocational Rehabilitation Counselor?

Vocational Rehabilitation Counselor is a trained specialist will assist you with a successful return to work, school, or volunteering after a car accident. They will provide guidance for work space modifications and accommodations and may even work directly with the employers.  If you have been involved in a significant car accident, the experience and expertise of a Vocational Rehabilitation Counselor will make a significant difference in the outcome of your work life.

Back Injuries
What are the symptoms and what kind of care do you need?

Symptoms of Back Injury

Most times, during the early days, signs and symptoms do not normally appear. It may take weeks, months and sometimes even years to realize that a car accident has actually dealt damage to your spine or back and it might just be too late if you wait for the symptoms when you could have just visited your doctor.

This is why it is important to get experienced medical care right away.

What is a Back Sprain Injury?

A back sprain is the stretching or tearing of ligaments — the tough bands of fibrous tissue that connect one bone to another in your joints.

What is a Back Strain Injury?

A back strain is a stretching or tearing of muscle or tendon, a fibrous cord of tissue that connects muscles to bones.

Damage to the Spine

The spinal cord was made to withstand serious impact. The vertebrae rarely cleanly breaks in a car accident and, if it does, you likely have a wrongful death case as opposed to a client with a spinal injury. Typically, such an injury puts pressure on the nerves running along the spinal cord that send messages to the brain, causing myelopathy or damage to the nerve roots sending messages to the brain.

Lower Back Pain

Lower back pain is one of the most common sources of pain following a car accident. The lower back is greatly associated with stability, and the muscles found in the lumbar region will be activated and often strained during an accident. This results in sharp or pulsating pains originating near the base of the spine and radiating up the spine or down the legs. This type of pain involves muscle sprains and strains, and can be treated with pain management medications, anti-inflammatory medications, and a great deal of rest.

Injuries to Heart

One of the most dangerous types of injuries that people will experience during an auto accident is an injury to the heart. This single body part is one of the most important, if not the most important, organ in our bodies. It continuously circulates blood in our body and beats regularly to keep us alive.

Injuries to Spleen

The spleen is the most commonly injured organ in the abdomen as a result of motor vehicle crashes, falls from a height, or other traumas. When the spleen is injured, blood may be released into the abdomen. The amount of bleeding depends on the size of the injury. A hematoma of the spleen does not bleed into the abdomen at first but may rupture and bleed in the first few days after injury, although rupture sometimes does not occur for weeks or months.

Injuries to Kidneys

Traumatic renal failure (e.g., kidney failure from a car accident) is particularly dangerous, since it is resistant to therapy and contributes to the development of post-traumatic multiple organ failure. Symptoms of kidney failure may include: severe flank pain, blood in urine, swelling, fluid retention, seizures, nausea or vomiting, which may last for days after the car accident with kidney damage, and shock.

Injuries to Lungs

There are multiple ways of suffering a personal injury to the lungs in a car accident. The most obvious way is a head-on accident, but side-impact accidents and rear end accidents can also do great harm to one or both lungs. This is generally caused by compression due to seat belts.

Fractured Ribs

A fractured rib is a crack or break in one of the bones of the rib cage. A break in the thick tissue (cartilage) that connects the ribs to the breastbone can also be called a fractured rib, even if the bone itself is not broken.

Soft Tissue Injury

Often times, injuries incurred during an auto accident cannot be seen externally, such as soft tissue injuries (injuries to muscles, ligaments and discs) and can heal with scar tissue which can hurt years later.

The damage to the spine can lead to recurring headaches, neck pain, stiffness, chronic muscle tension and spasms, lower back pain, spinal disc degeneration, inflamed arthritis, sore and tight inflexible muscles, greater chance of repeat injury and aid in poor posture.

What is a Whiplash?

Whiplash occurs when a sudden, jarring movement of the head is sustained backward, forward or even to the side. It destabilizes the spine and causes severe pain.  Some of indicators are:

• Blurred vision
• Neck pain
• Headaches
• Dizziness
• Shoulder pain
• Reduced range of motion in the neck
• Arm pain
• Neck stiffness
• Low back pain

Speed & Whiplash

Whiplash can occur in sudden changes of speed of only 2.5 miles per hour!

The standards in automobile bumpers are made to withstand damage at 5 mph.  But the human body does not withstand damage at this speed (or any speed for that matter). As a result the occupant of the vehicle suffers many forms of neck, back and spinal injuries.

Long Lasting Pain and Discomfort

Even in slow-speed car accidents that result in minor damage to the vehicles involved, the bodies of both the drivers and passengers can still suffer significant trauma. Most car accidents result in what some might consider minor injuries (i.e., are not life-threatening). This does not mean that those who survive a car accident with minor injuries will not have lasting effects; some “minor” car accident injuries can result in long-lasting pain.

Minor Scrapes and Bruises

In a car accident, injuries to the face are common and can be caused by contact with the steering wheel, dashboard, airbag, windshield, side window, car seats or shattered glass. These injuries can range in severity from scrapes and bruises, to laceration and fractures, even serious disorders affecting the jaw and serious dental injuries.

Minor Laceration and Fractures

The weakest part of an automobile is the windows and windshield. Often times, the glass of an automobile will break in even minor automobile incidents. Broken glass in a car accident, as well as the introduction of any sharp object as a result of two cars colliding, can cause severe cuts and lacerations. Cuts and lacerations can be more serious than you think, so you should seek immediate medical treatment to ensure the injury is treated properly. Without immediate treatment, cuts and lacerations can become infected; as such, it's important to take good care of these injuries to avoid it becoming worse.

Depression

Depression is a disorder that may arise after a car accident. It is an emotionally straining condition that may take time to subside, and with treatment and therapy, could be financially troubling for you and your loved ones. These feelings will be combined with a low sense of energy and well-being. Victims of depression often experience disturbed sleep and appetite patterns and, in extreme circumstances, feelings of suicide.

Emotional Stress

Emotional injuries are the emotional reactions experienced by injured auto accident victim(s). The emotional reactions, also called emotional injuries, can include (but are not limited to) fear, depression, withdrawal, sadness, unhappiness, frustration, hopelessness, anger and irritability.

Traumatic Brain Injury

A Traumatic Brain Injury is an injury to the brain that results from an external force, or trauma, to the head. In essence, it is a head injury that causes damage to the brain. The "external force" can be a direct blow to the head such as hitting the floor in a fall accident or striking the steering wheel in a car accident.

Brain & Head Injuries
What are the symptoms and what kind of care do you need?

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Injured Due to Car Accident in NJ?

Your Rights
If you have been injured in New Jersey, you have rights under the "No-Fault" laws of New Jersey.

Legal Q&A
Free answers from experienced lawyers.
Medical
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Directory

Wellness & Health
Learn how to get your health back after an accident.
What is Your Case Worth?
Here's everything you need to know to arrive at a dollar value for your car accident claim.
Accident Lawsuit Funding
Cash advance within 24 hours of getting your case documentation.
Car Accident Settlements
Chances are, your car accident case will settle rather than be resolved in court!
Up to $250,000.00 Personal Injury Protection
Get immediate medical attention for your injuries close to your home or work; if eligible.
Lost Wages Due To Car Accident
Money you may recover for time missed from work.
Is Pain and Suffering Awarded in a "Minor" Car Accident?
Even after a seemingly minor crash, your claim will likely include a "pain and suffering" component.

Common Car Accident Injuries and How To Get Treatment
   Certain injuries show up more often than others after a car accident. Even after a minor car accident!

Three of the Most Common Car Accident Injuries

Whiplash, headache, and soft tissue injury.

Late-Appearing Car Accident Injuries

It can take a while for some car accident injuries to show up. What to do?

Car Accident Injury Symptoms to Watch Out For

Getting the right medical treatment after a car accident.

What If My Accident Injuries Don't Show Up Right Away?

Vehicle accident injuries can be late-appearing. protect Your Health and Your Legal Rights.

Car Accidents and Soft Tissue Injuries

What are soft tissue injuries? And how do you prove it?

Car Accident Neck Injuries

After a car accident, neck injuries can range from soft tissue damage to disc problems.

Back Injuries After a Car Accident

Common types of back injuries, treatment options, and more.

Injury Claims for Osteoarthritis After a Car Accident

Is post-traumatic osteoarthritis as part of a car accident injury claim.

Herniated disc after a car accident?

Herniated discs is common in a car accident injury claim.

Brain Injuries Caused by Car Accidents

A look at traumatic brain injury (TBI) and other brain-related injuries that can occur in a car accident.

Mental and Emotional Injuries From a Car Wreck

This article discusses mental and emotional injuries and how they affect a car accident case.

Injury Claims for Headaches After a Car Accident

What a headache could mean after a car crash, and how you can protect your legal rights.

Mental and Emotional Injuries From a Car Wreck

Your mental and emotional injuries and how they affect a car accident case?

PTSD After a Serious Car Accident

Can you have claim for a PTSD after a car accident?

Minor Car Accidents May Lead to Long-Term Injuries

Care for minor injuries after a car accident.

Blurred vision after an accident?

Concussion? Serious brain injury? Retinal detachment? You need right medical treatment, right away!

What are the Most Common Vehicle Accident Injuries?

Soft tissue injuries and other common kinds of injuries suffered by drivers and passengers.

 

 

 

Get Necessary Medical Care After Your Car Accident
   Certain injuries show up more often than others after a car accident. Even after a minor car accident!

How can an Orthopedic Doctor Help You?

Orthopedic injuries are most common in a car accident. How to find one?

Why is a Chiropractic Therapy Important?

Some chiropractic therapy does “work” in certain ways. How to find one?

Who is a Physiatrist? How can a Physiatrist Help You?

Rehabilitation physicians are medical doctors who have completed training in the medical specialty of physical medicine and rehabilitation. How to find one?

Why is Physical Therapy Important After a Car Accident?

Physical therapy relieve symptoms associated with whiplash, improve function and mobility and decrease back pain. How to find one?

Is Durable Equipment Covered Under Necessary Medical Treatment?

Your medical provider will prescribe and it may need pre-approval. How to find one?

Is Speech, Cognitive or other Restorative Therapy Covered After an Auto Accident?

Yes. How to find one?

Do You Need to See a Neurologist after a Car Accident?

How to rule out neurological deficits? How to find one?

Why do You Need a Pain Management Doctor after a Car Accident?

If you have pain after a car accident, you should seek medical attention immediately. How to find one?

Why Acupuncture Can Help After a Car Accident?

Acupuncture treatment can help your body recover from pain and injuries. How to find one?

Do You Need a MRI After an auto accident?

Not all MRI centers are equal? How to find one?

Is Non-emergency Dental Restoration Covered After an Auto Accident?

Yes. How to find one?

What about Home Health Care After an Auto Accident?

Yes. How to find one?

How We Do It?
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New Jersey Lawyers

Experienced NJ Car Accident Attorneys.

How an Attorney Can Help With Your Car Accident Claim

Learn how an experienced lawyer can be crucial to getting a satisfactory resolution to your claim.

No-Fault Car Insurance and State Laws

New Jersey is a No-Fault State. Understand the No-Fault Rules.

The Role of an Experienced Car Accident Lawyer

Having a lawyer on your side can make a big difference.

Settle Your Car Accident Claim Yourself or Hire a Lawyer?

Here's what to consider when you're trying to decide which way to go.

How a Lawyer Can Help

What are the costs and benefits of hiring a car accident lawyer?

Contingency Fee Agreements and Car Accident Attorneys

Most car accident lawyers get paid only if your case is successful.

How is Pain and Suffering Determined in a Car Accident Case?
It's a challenge to put a dollar value on pain and suffering, but here's what to consider.

Car Accident Settlement Calculator

Get an estimate of what your car accident settlement amount could be.

Money Damages You Can Recover

This is the Cash You May Receive for Your Pain and Suffering.

Pain and Suffering and "Minor" Car Accidents

Calculating non-economic damages after a less serious accident.

Is Pain and Suffering Awarded in a "Minor" Car Accident?

Even after a seemingly minor crash, your claim will likely include a "pain and suffering" component. Here's how it works.

Is There a Car Accident Settlement Formula?

There may not be a tried-and-true method for valuing a car accident claim, but there are common variables to consider.

How to Calculate Pain and Suffering in a Car Accident Case

A detailed view of most common methods of valuing a “pain and suffering” claim after a car accident: using a multiplier, and the “per diem”.

Should You Settle or Litigate?
This depends on the nature of your injuries, the Defendant's Policy and other Legal Issues that an Experienced Car Accident Attorney will be able to answer.

Why Auto Accident Cases Rarely Go to Court

Why your car accident case will settle rather than be resolved in court.

Inside the Car Accident Settlement Process

How a typical settlement plays out after a car accident, at every step in the process.

Rear-Ended: Overview of the Settlement Process

What to expect during settlement of a rear-end collision case.

How does a settlement differ from a jury award for a given car accident case?

How are You Covered in Case of an Auto Accident?
Lost Wages - Damages to the Car - Car Rental; some of the issues that an Experienced Car Accident Attorney will be able to answer.

Property Damage

Getting you paid for damage to your car...even a total loss.

Lost Wages Due To Car Accident

Money You may Recover for Time Missed from Work.

Rental Car

While your car is getting fixed you may be entitled to a rental car.

Why do I need a Personal Injury Attorney?
An experienced Auto Injury Attorney (the one who exclusively handles auto cases) can be a powerful ally in your claim.

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When You Need a Personal Injury Lawyer

For certain personal injury claims -- such as those involving serious harm, -- you'll want a lawyer's help.

Car Accident Lawsuits

For Car Accident Claims, You'll Want an Experienced Lawyer's Help.

Car Accidents Caused by Negligence

Learn about negligence -- a legal theory for proving fault in car accident cases.

Can a car accident be covered by workers' comp?

When is a car accident covered by workers' compensation, and what are your claim options?

Proving Liability for an Accident

Find out what it takes to establish legal liability in a personal injury case.

Vehicle Accidents

After a car accident, how do insurance companies and courts establish who was at fault?

Proving Fault for a Vehicle Accident

Find out what it takes to establish legal liability in a car accident case.

Do I Need to Pay Tax on a Vehicle Accident Settlement or Judgment?

The taxability of your award depends on the type of loss being compensated.

Is It Too Late to Sue?

Understand the time limits for filing a personal injury lawsuit.

Car Accident Insurance in New Jersey
The type of car insurance policy will greatly impact the outcome of your claim.

Traffic Accidents FAQ
Here are some frequently asked questions and their answers with reference to car accidents.

Traffic Accidents FAQ

Get answers to common legal questions about vehicle accidents, injury claims, proving fault, and more.

Errors on Police Report!

I disagree with the police report that was written up after my car accident. What can I do?

What if I am partially to blame for my car accident?

Protect Your Legal Rights ... You Need an Experienced Auto Accident Attorney

Gather Evidence to Help Your Car Accident Claim

Take these steps as soon as you can to preserve your legal rights and bolster any claim you end up filing over the accident.

How Witness Credibility Affects a Car Accident Claim

Having the right witness -- and making sure he or she is credible -- can make or break your car accident claim.

How Does a No-Fault Car Insurance Claim Work?

An explanation of how no-fault car insurance claims work, and when a lawsuit may still be possible.

Car Accident Settlements and Car Insurance

The Role of Car Insurance in a Car Accident Case

When to Make an Underinsured or Uninsured Driver Insurance Claim

Tips on making a claim under your own policy when the at-fault driver has no (or not enough) car insurance coverage.

If You're in a Car Accident and You Don't Have Insurance

If you don’t carry mandatory car insurance, you could face penalties even if the accident wasn’t your fault.

Car Accident Claims and Bad Faith Failure to Settle

If a car insurance carrier -- yours or the other driver's -- isn't playing fair, you may have legal recourse.

Car Accident Neck Injury Treatment

Neck Injury is the most Common Type of Car Accident Injury.
Why getting medical attention right after after a car accident is so import?

Neck Injuries
Car accidents can result in neck injury ranging from mild whiplash and neck strain, to more serious like cervical dislocation and disc herniation.

Stages of Injury

Not every accident produces an injury.  It is not uncommon for accident victims to leave the scene of the accident feeling that they were uninjured and then wake up the next day or two days later with extreme soreness, tightness or muscle spasm.

A study in the Journal of Bone and Joint Surgery stated that “…an individual involved in a motor vehicle accident is nearly 7-times more likely to suffer neck degeneration within 7-years of the accident…” than individuals that have not been involved in an auto accident.

What is the Goal?

The goal of immediate medical care is to return the injured to complete, healthy function thereby reducing this increased risk of long term pain.

Neck Injury

Judy Fortin, former CNN anchor and medical correspondent, guides you through important information to help maximize your loved one's recovery.

Lee Woodruff adds practical advice -- her husband, Bob Woodruff of ABC News, was injured in a bomb blast in Iraq and sustained a traumatic brain injury.

The video chapters take you through the initial stages of what to do when a loved one has recently sustained a spinal cord injury, explains the anatomy of the spinal cord, offers an explanation of spinal cord injury types and classifications, tests and procedures, and, finally, how to get the support you need. Watch and share them with friends or loved ones going through a spinal cord injury.

Neck Injury Video

Herniated Disc or Bulging Disc Video

Herniated Disc or Bulging Disc Video

A cervical vertebra is fractured by trauma, such as in a car accident that jars the head, or any other significant cervical injury, the spinal cord can be damaged, possibly resulting in not only cervical pain but different types of impaired functioning depending on which cervical vertebra has been injured.

What is a Whiplash?

Whiplash occurs when a sudden, jarring movement of the head is sustained backward, forward or even to the side. It destabilizes the spine and causes severe pain.  Some of indicators are:

• Blurred vision
• Neck pain
• Headaches
• Dizziness
• Shoulder pain
• Reduced range of motion in the neck
• Arm pain
• Neck stiffness
• Low back pain

Speed & Whiplash

Whiplash can occur in sudden changes of speed of only 2.5 miles per hour!

The standards in automobile bumpers are made to withstand damage at 5 mph.  But the human body does not withstand damage at this speed (or any speed for that matter). As a result the occupant of the vehicle suffers many forms of neck, back and spinal injuries.

Soft Tissue Injury

Often times, injuries incurred during an auto accident cannot be seen externally, such as soft tissue injuries (injuries to muscles, ligaments and discs) and can heal with scar tissue which can hurt years later.

The damage to the spine can lead to recurring headaches, neck pain, stiffness, chronic muscle tension and spasms, lower back pain, spinal disc degeneration, inflamed arthritis, sore and tight inflexible muscles, greater chance of repeat injury and aid in poor posture.

Minor Scrapes and Bruises

In a car accident, injuries to the face are common and can be caused by contact with the steering wheel, dashboard, airbag, windshield, side window, car seats or shattered glass. These injuries can range in severity from scrapes and bruises, to laceration and fractures, even serious disorders affecting the jaw and serious dental injuries.

Minor Laceration and Fractures

The weakest part of an automobile is the windows and windshield. Often times, the glass of an automobile will break in even minor automobile incidents. Broken glass in a car accident, as well as the introduction of any sharp object as a result of two cars colliding, can cause severe cuts and lacerations. Cuts and lacerations can be more serious than you think, so you should seek immediate medical treatment to ensure the injury is treated properly. Without immediate treatment, cuts and lacerations can become infected; as such, it's important to take good care of these injuries to avoid it becoming worse.

Long Lasting Pain and Discomfort

Even in slow-speed car accidents that result in minor damage to the vehicles involved, the bodies of both the drivers and passengers can still suffer significant trauma. Most car accidents result in what some might consider minor injuries (i.e., are not life-threatening). This does not mean that those who survive a car accident with minor injuries will not have lasting effects; some “minor” car accident injuries can result in long-lasting pain.

Emotional Stress

Emotional injuries are the emotional reactions experienced by injured auto accident victim(s). The emotional reactions, also called emotional injuries, can include (but are not limited to) fear, depression, withdrawal, sadness, unhappiness, frustration, hopelessness, anger and irritability.

Traumatic Brain Injury

A Traumatic Brain Injury is an injury to the brain that results from an external force, or trauma, to the head. In essence, it is a head injury that causes damage to the brain. The "external force" can be a direct blow to the head such as hitting the floor in a fall accident or striking the steering wheel in a car accident.

Vocational Rehabilitation Counselor: How can a Vocational Rehabilitation Counselor help in Car Accident Recovery?

Who is a Vocational Rehabilitation Counselor?
Why getting medical attention right after after a car accident is so import?

Search for Free SVocational Rehabilitation Counselor’s Evaluation

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Vocational Therapy after Surgery Video

Vocational Therapy after Surgery

What is Vocational Rehabilitation?

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Social Worker: What is a Social Worker?

Who is a Social Worker?
Why getting medical attention right after after a car accident is so import?

Search for Free Social Worker’s Evaluation

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Social Worker Video

Social Worker

Licensed Clinical Social Worker discusses her typical day at work, the qualifications needed for the job, the best and worst parts of the job, and advice that can be used by students considering this line of work.

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Speech Therapist: What is a Speech Therapist?

Who is a Speech Therapist?
Why getting medical attention right after after a car accident is so import?

Search for Free Speech Therapist’s Evaluation

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Speech Therapy and Car Crash Video

Speech Therapy and Car Crash

Traumatic brain injury is usually the result of a sudden, violent blow to the head — which causes the brain to collide with the inside of the skull. This collision can bruise the brain, tear nerve fibers and cause bleeding. The severity of traumatic brain injury can vary greatly. A mild traumatic brain injury may cause temporary confusion and headache, but a serious one can be fatal.

The brain is the consistency of gelatin. It's cushioned from everyday jolts and bumps by the cerebrospinal fluid in which it floats inside the skull. A violent blow to the head can cause the brain to slide forcefully against the inner wall of the skull. Even the sudden stop of a car crash can bounce the brain against the skull. This can result in bleeding in or around the brain and the tearing of nerve fibers.

If a person has suffered a blow to the head, he/she should always be examined by a physician. Emergency medical care should be sought if signs and symptoms include:

  • Convulsions
  • Weakness or numbness in the extremities
  • Repeated vomiting
  • Slurred speech

 

Free Evaluation of Your Case by an Experienced Car Accident Attorney
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2 Your Accident
3 Your Injuries
4 About Yourself
  • Enter Zip Code of your residence.